# HR software for UAE finance firms and DIFC | Peoplo.ai URL: https://peoplo.ai/ae/en/solutions/financial-services/ > Peoplo.ai for UAE banks, finance firms and DIFC and ADGM companies: entities side by side, Emiratisation tracking, audit trail and AI with approval. People, companies and figures in product examples on this page are sample data, not customers. [Solutions](https://peoplo.ai/ae/en/solutions/) Industry · Banks, finance, DIFC and ADGM firms # HR for finance firms that answer to regulators Financial services is the UAE’s second-largest non-oil sector, and many firms run entities in the DIFC or ADGM alongside the mainland. Peoplo.ai keeps each entity’s rules, and every approval, on the record. [Request a demo](https://peoplo.ai/contact/) [See pricing](https://peoplo.ai/ae/en/pricing/) Sound familiar? ## Different rules per entity Mainland, DIFC and ADGM companies, each with its own employment law and end-of-service rules. ## Audit questions Proving who approved a salary change or a settlement, months later. ## Emiratisation targets Keeping track of Emirati hires against the yearly targets. UAE rules ## The rules your HR team works to The UAE rules that shape HR and payroll in financial services, with a source for each. ### DEWS in the DIFC DIFC employers pay into DEWS instead of gratuity: 5.83% of monthly basic salary under five years’ service, 8.33% from five years. [Source: DIFC: Employment Law, DIFC Law No. 2 of 2019, Article 66 (DEWS contributions)](https://assets.difc.com/v1/media/edge/images/dubaiintern0078-difcexperie96c5-production-3253/media/project/difcexperiences/difc/difcwebsite/documents/laws--regulations/employment-law.pdf) ### ADGM employment rules ADGM has its own Employment Regulations, separate from the federal labour law. [Source: ADGM Employment Affairs Office: Employment Regulations 2024 FAQs (Feb 2025)](https://assets.adgm.com/download/assets/ADGM+EAO+-+FAQs+-+ER+2024+(Feb+2025).pdf/eed10768edbe11ef9eaee2d468ad6a26) ### Emiratisation Mainland companies with 50 or more staff must grow the Emirati share of skilled jobs by 2% a year. Finance is among the sectors with targets for smaller firms too. [Source: UAE Government: employing Emiratis in the private sector](https://u.ae/en/information-and-services/jobs/Sector-of-employment/employment-in-the-private-sector/emiratis-employment-in-private-sector) General information, not legal advice. Checked 31 October 2026. Before and after ## What changes when Peoplo.ai does the groundwork Today With Peoplo.ai Who approved that change? Approvals logged with who approved and when A system per entity Mainland, DIFC and ADGM in one account Salaries visible too widely Pay visible only to HR and admins AI seen as a risk AI that asks first and works within permissions AI agents at work ## How AI agents help finance firms Each agent picks up a trigger, does the groundwork and hands you a result to approve. Here’s what that looks like for you. [Meet all the agents](https://peoplo.ai/ae/en/ai-agents/) Kili Trigger HR asks to add an allowance Checked existing pay components Prepared the change Waited for confirmation Result Logged and applied on confirm You: Confirm Payroll anomaly check Trigger Payroll per entity Ran checks for each company Compared with last month Flagged exceptions Result Exceptions only You: Lock each run Exit coordinator Trigger Employee in a sensitive role resigns Listed assets and access Prepared access removal on completion Worked out the settlement Result Controlled exit You: Approve and complete How Peoplo.ai helps ## What you get with Peoplo.ai [Entities side by side Mainland, DIFC and ADGM companies under one login, each with its own data and payroll rules. Core HR](https://peoplo.ai/ae/en/platform/core-hr/) [Changes on the record Pay, salary and people changes logged under the person who made or confirmed them, including changes Kili prepared. Core HR](https://peoplo.ai/ae/en/platform/core-hr/) [Need-to-know access Managers never see pay or bank details; only HR and admins see salaries. Payroll and compliance](https://peoplo.ai/ae/en/platform/payroll/) [Secrets kept secret A password vault that even admins can’t open, with a log of every reveal. Business operations](https://peoplo.ai/ae/en/platform/business-operations/) Through the year ## What it looks like in practice An illustrative example. - Daily Kili’s proposals confirmed by HR, each one logged. - Monthly Payroll locked for each entity; history can’t be changed afterwards. - 30 June Emirati headcount checked against the half-year target. - Quarterly Access reviewed with the audit trail. The future of work ## Regulated firms will adopt AI they can audit Finance firms will use AI where the work is visible, approved and recorded. Peoplo.ai is built that way from the start. Black-box AI Explainable steps You see what the agent did and what it proposes. Manual controls Built-in controls Permissions, approvals and audit trail by default. Audit scramble Audit ready Approvals and important changes are on record when auditors ask. Peoplo.ai is built for this shift: agents prepare, people decide. Why Peoplo.ai ## Why finance leaders choose Peoplo.ai ### AI agents that ask first Agents do the preparation and stop for approval. Approvals go to the audit log, and each agent can be switched off. ### Built for the UAE Payroll designed to support WPS salary files and end-of-service for mainland, DIFC and ADGM, with a payroll guide and calculator kept current. ### HR and operations on one record People, pay, goals, claims, assets and passwords together, so nothing falls between tools. ### Clear prices, fast start AED 12 per employee a month, published in AED. Import your people from a CSV and start the same week. ISO 9001:2015 and ISO 27001 certifications are held by the company behind Peoplo.ai. Built for GDPR and SOC 2. No SOC 2 certificate yet. Questions ## Frequently asked questions Straight answers about Peoplo.ai for UAE companies. ### Can we run DIFC and mainland companies in one account? Yes. Each company has its own data and payroll rules, and people who belong to several can switch between them. ### What certifications does Peoplo.ai have? Peoplo.ai is built for GDPR and SOC 2. It does not hold a SOC 2 certificate yet. The ISO 9001:2015 and ISO 27001 certifications are held by the company behind Peoplo.ai. ### Can admins see employees’ passwords in the vault? No. Only the owner and the people they share with can reveal a secret. ### Is there an audit trail for AI actions? Yes. When a person confirms a change that Kili or an agent prepared, it is logged under their name, and agent approvals also name the agent. ## See Peoplo.ai set up for financial services We’ll run the agents on your policies and payroll rules in the demo. [Request a demo](https://peoplo.ai/contact/) [Start free trial](https://app.peoplo.ai/signup) ## More industries [Construction and contracting](https://peoplo.ai/ae/en/solutions/construction/) [Hotels, restaurants and F&B](https://peoplo.ai/ae/en/solutions/hospitality/) [Retail and trade](https://peoplo.ai/ae/en/solutions/retail/) [Facilities management and security](https://peoplo.ai/ae/en/solutions/facilities-management/) [Logistics, transport and free zones](https://peoplo.ai/ae/en/solutions/logistics/) [Healthcare](https://peoplo.ai/ae/en/solutions/healthcare/) [Manufacturing and industrial](https://peoplo.ai/ae/en/solutions/manufacturing/) [Technology and professional services](https://peoplo.ai/ae/en/solutions/technology/)